March 7, 2017 , Insurance Topics
Why winning that giant settlement from the insurance company might hurt you
Winning a big settlement on your insurance claim might bring on problems you would never imagine. Studies show about 70% of those experiencing sudden wealth actually end up broke within seven years, according to the National Endowment for Financial E...
Read Article
January 31, 2017 , Insurance Topics
Things to think about before you call the insurance company
So you've been driving around Bellingham or Whatcom County, taking in the scenery or just getting to work, and suddenly you're in a car accident. It truly can happen that fast. What should you do to ensure you receive fair compensation for your los...
Read Article
November 30, 2016 , Insurance Topics
Insurance Acronyms Cheat Sheet
There is no shortage of Acronyms for most professional services. Insurance coverage is no exception. Here is a quick cheat sheet:
LI- Liability
BI- Bodily Injury
PD- Property Damage
PIP – Personal Injury Protection
UIM/UM...
Read Article
November 30, 2016 , Insurance Topics
NO PIP COVERAGE? Ask for a Copy of the Waiver You Signed
Washington State has a rule that says if you decline Personal Injury Protection (PIP) you must sign a waiver stating this. If you are hurt in a car accident, Bellingham Washington Attorney Bill Coats advises to always ask for a copy of the waiver i...
Read Article
November 30, 2016 , Insurance Topics
One Car Accident Injures Passenger, Sending Driver to Jail
On November 27, 2016, a one car accident near the Birch Bay-Lynden Road injured a passenger, Lisabel Hernandez Morales of Bellingham, Washington. The Lynden driver, Jose L. Vasquez Hernandez had drifted off the road, rolling his Chevy pick-up i...
Read Article
November 8, 2016 , Insurance Topics
“Get as Much Personal Injury Protection (PIP) as Possible!” exclaims Personal Injury Attorney Bill Coats
Crash! You are hurt in an auto accident. It is not your fault. Why the heck does YOUR insurance have to pay for medical costs under your Personal Injury Protection (PIP) when it wasn’t your fault? Personal Injury Attorney Bi...
Read Article
September 23, 2016 , Insurance Topics
, Pedestrian Injury
Pedestrian Hit by Car Recovers Insurance Money with Help of Attorney
Ryan C. came upon the scene of an auto accident near Ferndale and got out of his car to help. He was removing debris from the road when he was struck by the defendant’s vehicle. Ryan broke his leg and had almost $15,000 in medical bills...
Read Article
January 6, 2016 , Insurance Topics
Gap insurance – do you need it?
If your family is like one of those shown on many car commercials during the holidays, you got a new car! Congratulations.
As we start our new year off on icy Bellingham roads, it pays to keep in mind that cars aren't toys, even if Santa brings th...
Read Article
December 8, 2015 , Insurance Topics
A comprehensive guide to Uninsured/Underinsured Motorist Protection
What is uninsured or underinsured motorist protection? If you're hurt in an accident, the at fault driver might not have enough insurance to cover you. In those situations, you can turn to your own policy to help pay for those costs.
...
Read Article
November 18, 2015 , Insurance Topics
A few things to know about reimbursing your health insurance company if they pay your medical bills from your accident
Let’s say you’re in an accident, and you’ve just gotten out of surgery. It’s time to stay in bed and recuperate, doctor’s orders. Would reading through hundreds of pages of insurance policy documentation be the preferred way to spend your b...
Read Article